Bards & Co Limited

Provider of Financial Solutions
that keep the cogs of business turning

Services


Property Development Loans & Exit Loans

Finance for developers looking to build residential or commercial units. These finance agreements are usually 12-18m although 24m+ can be provided for the larger schemes. Should the development not be completed and sold in the expected original loan period alternative finance can be sought. This will provide additional sales period. These loans are generally 6-12 months.

Commercial Property Loans

Finance for those that wish to buy a commercial/retail/offices/ hotels etc or even land. These facilities are usually longer term.

Bridging Loans

Short term finance facility where time does not allow the client to sell an asset first. Second charges can also be arranged. These rates could be higher, but we will look to get the best rates by working with our partners. Loans from £25,000.

Unsecured Business Finance

Short-long term facilities for purposes which include – VAT loans, working capital, consolidation loans, stocking facilities etc.

Investment loans – Buy to lets

Clients looking to invest in the residential property sector – Loans up to the age of 85 available with a maximum term usually of 25 years borrowing up to 85% of the asset value subject to serviceability checks.

Asset Finance/ Leasing/Hire Purchase/Contract Hire

If you looking to raise finance to purchase equipment, fixtures & fittings, cars/vans/coaches/lorries or other similar assets, then these types of facility will match your needs.

Health Care Finance

Longer term facility for Care homes, pharmacy, dentists, GP practices etc.

Factoring/Invoice financing

Revolving facility that allows the business to accelerate growth by releasing cash from your debtor book.

Merchant Card Loans

Allows business owners to borrow against the turnover/usage of their PDQ machines. Facility can be set up and approved within 3-5 working days. Quicker and more flexible than the traditional Bank route.

Revolving facility that allows the business to accelerate growth by releasing cash from your debtor book.

Hospitality Sector

If it’s finance, you seek we have a network of lenders who will consider funding your dream. We also have contacts who can assist you selling/buying businesses within this sector. Just call for details.